Once you’ve launched your e-commerce site, you’ll want to ensure that your business stays afloat and in the black. The best way to do this? Make sure you have the best credit cards for e-commerce businesses . It may seem like a simple task at first—after all, there aren’t too many cards out there that are tailored toward online shopping—but don’t be fooled. When it comes to credit cards, there are always unique stipulations that can make or break your business.


Visa

Whether you're just starting out or have a thriving business, Visa is ready to help. From the moment you decide to start your own business, Visa is there with you every step of the way. We offer a range of innovative products and services that are customized to meet your needs as an entrepreneur. And since our goals are aligned with yours, we'll also go above and beyond to make sure that you get the most out of your card and have a successful business experience. One thing's for certain - having the right credit card in place can be a game changer when it comes to operating your e commerce business. With all this in mind, let's take a look at some of the best cards out there... The first one on the list is from Capital One. They offer an initial bonus that reimburses up to $500 in purchases made during your first three months of opening the account. There are no annual fees, which helps keep costs down. To sweeten the deal even more, they give their customers 20% off any type of purchase when they use their card!


MasterCard

The MasterCard® card is a great option for any business owner looking to start or grow their ecommerce business. With low rates and no annual fee, you can do your shopping and save with the card that's accepted in over 185 countries around the world. With our ecommerce solutions, you can set up a website or mobile app and get started selling in minutes. Or sign up for ShipStation and use ShipStation’s integrations with Shopify, Magento, WooCommerce, Big Commerce and more to ship all of your orders automatically. Visit ShipStation today! ShipStation is easy to use - you'll be able to process an order from anywhere in just a few clicks! For example, if you're using a custom form on your site, all the customer has to do is fill out the form and submit it. You'll receive an email notification letting you know that they submitted it so you can quickly respond. If there are problems with the order, ShipStation will notify you right away. Then, when the shipment arrives at its destination, ShipStation will send you another email update letting you know it's been delivered! 

It doesn't matter where your store is located or how large your inventory size is; what matters most is how much time and money you want to spend managing orders.


American Express

The Blue Cash Preferred® Card from American Express 

The Blue Cash Everyday® Card from American Express 

The Starwood Preferred Guest® Credit Card from American Express 

The Platinum Card® from American Express is a great option, but it's not the best card for ecommerce. That title goes to the Blue Cash Everyday Card and the Starwood Preferred Guest Card, which offer 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases. Plus, you can earn an additional $100 statement credit after spending $1,000 within three months of opening your account. These cards also come with a very low introductory APR of 0%, though that jumps to 15.24%-26.24% after 12 months if you're carrying a balance over from previous purchases or transfers during the introductory period--not ideal for entrepreneurs who might need to finance their inventory before they sell it.


Discover Card

Discover is one of the first credit card companies to offer rewards for purchases made through their card. If you sign up for the Discover Card, you'll receive 5% cash back on purchases at restaurants and gas stations, 2% cash back on groceries, and 1% cash back on everything else. Plus, there's no annual fee! Rewards are accrued in your account and can be redeemed once they reach $20. Another perk of the Discover Card? It can be used anywhere in the world that accepts Visa, so if you're looking to expand your e commerce business internationally this might be a good option. Additionally, if you have a business with complicated tax structures or high volume transactions, Discover has an online reporting system where it's easy to find any error or discrepancy in your transactions. It also provides 24/7 fraud monitoring so as long as you provide them with enough information about your transactions (credit card numbers and date of purchase), they will help make sure that fraudulent activity doesn't occur on your account. There's even an app for both Android and iPhone devices which makes managing things from afar easier than ever before!


Bank of America Merchant Services

When you're an e-commerce business, card acceptance is one of the most important factors in your success. We offer a suite of products and services to help you process credit cards, manage risk and get paid faster. Contact us to learn more. If you are not yet processing payments electronically, we can help. 

Interested in how this will impact your taxes? Learn about tax rates for merchants with our free guide. 

Are you looking for the best deal on merchant processing? Our comparison tool lets you find a better rate from some of the nation's leading providers. Plus, these days it seems like everyone has rewards points or rebates - so make sure you use our tips on what to look out for when picking a provider! 

And if you still have questions about which type of account is right for your needs, we'll be happy to answer them over the phone. 

Interested in finding out more? Check out our information library to learn more about accepting credit cards as well as bank offers tailored specifically for businesses that accept cards. Bank of America Merchant Services makes accepting and managing your customers' credit card transactions fast, easy and secure.

The post concludes with some ways to find new customers online by reaching potential customers via social media outlets such as Facebook, Twitter, LinkedIn and Google+.


Chase Merchant Services

There are a few different credit cards that can be used with online payments. Some of these include the Chase Paymentech, Visa, MasterCard, American Express and Discover. These cards all offer different benefits for businesses and customers. There are specific requirements you'll need to meet in order to qualify for each card, so it's important to read over their guidelines carefully before deciding which one is best for your business. For example, the Chase Merchant Services requires applicants to have an existing account at Chase Bank and provide two forms of identification when applying for this card. 

There are also additional costs associated with using credit cards, including transaction fees and monthly minimums. For example, Merchant Services charges a 2.6% transaction fee on all transactions made by swiping or dipping the card as well as a $0.15 per transaction fee if you're processing debit or ATM transactions through your account. With other cards, there may be no monthly minimums but they will charge more in transaction fees (MasterCard has a 1.9% rate while Visa charges 1%). It's important to consider what type of customer will use your services and how often they will make purchases to determine what type of card would work best for them. 

In order to select the right credit card, consider how much your business needs security and rewards points as well as how often customers purchase goods from you.