We all want our pets to be as happy and healthy as possible, but many of us are unsure how to achieve this goal at the best price possible. With pet insurance, you can feel confident that you’re taking good care of your beloved pet and saving money at the same time! Here are five reasons why pet insurance is an absolute must-have.


1) Protect your pets health

Pets are members of the family, and we want to keep them safe and healthy. They can't take care of themselves, which means it's up to us to provide protection for them. This includes medical insurance, which can be confusing. Here are some reasons pet insurance should be a must have. First, pets require regular veterinary visits as well as annual shots. Those costs add up quickly. Second, they're expensive to treat when they get sick or injured because they need specialized care that humans don't typically need such as anesthesia or surgery. Third, they're not always with their owners when something goes wrong so there's no one else who can pay their vet bills or take them to the vet in an emergency situation. Finally, even if you don't think your pet will ever fall ill or break a bone, it's nice to know that they're covered by insurance just in case. 

In conclusion, being able to cover your pets health expenses with pet insurance could give you peace of mind knowing you'll never be faced with these decisions alone. The cost of pet insurance might seem like an investment now but it's worth every penny later on when you realize how much money you would have saved. Plus, this blog post provides five excellent reasons why you should purchase pet insurance!


2) Save money with pet insurance

Pet insurance can be expensive, but it's worth the investment. One of the most common reasons pet insurance should be purchased is because of how much money it could save in the future. If your pet needs to see a vet, they may charge hundreds or thousands of dollars just to check them out. With pet insurance, you'll know that you're covered if something happens. It might not happen often, but when it does, you don't want to have any regrets. It also protects against major medical expenses and accidents that would otherwise wipe away years of savings. A lot of people say well my dog never goes to the doctor but what about emergencies? Anything could happen and you don't want to take a chance on getting hit with big vet bills after investing so much time in caring for your furry friend. You owe it to yourself as well as your pup! Don't be afraid to ask questions either; you deserve answers from anyone who wants you to spend money with them. Ask them questions like What are my benefits? How much will I have to pay upfront? And What exactly am I signing up for? When you get all your questions answered, then go ahead and make the call because this is an investment that can really help you both in the long run.


3) Have peace of mind

In the event of an accident or illness, pet insurance can help cover the cost of treatments and procedures. A recent study by the Association of Home Appliance Manufacturers found that 43% of pet owners made at least one claim for their pet in the past five years, with an average cost of $1,258. The good news is that many companies offer plans for less than $200 per year. 

#1: It's better to be safe than sorry. What if your dog eats something he shouldn't? Or you have an emergency trip planned and your cat gets sick before then? What if your fish tank leaks all over your living room floor? As a pet owner, you are responsible for every day care of your animal(s). That includes visits to the vet when they're sick or injured, so it's best not to risk it. You never know what might happen in this unpredictable world!

#2: Pets need vaccinations too! You may think your cat doesn't need any shots because she lives inside, but there are still plenty of other diseases she can get through contact with other animals like birds or wildlife. When dogs go outside, they might come into contact with another animal carrying rabies! With most pet insurance plans, routine preventative vaccines are covered as well as treatment for sicknesses like parvovirus. Some even include flea, tick, and heartworm prevention medication. But don't just take my word for it; talk to your veterinarian about how pet insurance would work for you and make sure to do your research before deciding on a plan.


4) Understand the terms

The most common pet insurance terms are deductible, co-insurance, and coinsurance. The deductible is the amount you must pay before your insurance will cover anything. If your dog has surgery and the total cost of surgery was $1,000 but you paid a $250 deductible, then the pet insurance company would cover $750 of that cost. Co-insurance is how much of the total cost you’re paying for with your insurance company. If your dog has surgery and the total cost of surgery was $1,000 but you paid a $250 deductible plus 20% co-insurance, then your insurance company would cover 60% ($600) of that cost. Coinsurance is like co-insurance, except it's different from person to person depending on their policy: some have an 80/20 split while others have 70/30 or 50/50 splits. Most people will want to find a plan where they're getting at least 90% coverage. It can also be worth looking into which breeds are covered by the insurance company because some may not include certain breeds. In addition, check if there's any additional criteria that could exclude you from being covered (like not including animals up to six years old). The last thing you should look out for is the health requirements associated with this type of insurance. Some companies require that you bring in your pet every year for a general checkup and blood test, while others don't require anything more than vaccinations to keep your animal healthy. If you decide to get this type of insurance, make sure these two factors fit within your budget and lifestyle.


5) Choose the right provider

But when it comes to pet insurance, which company should you choose? There are many different pet insurance companies out there, and they all have different levels of coverage and price points. So how do you know which one will be the best for you and your pet? 

Here are five things to consider before choosing a pet insurance provider: 

1. Coverage - What are the exclusions in the policy? Does the policy cover accidents like slips or falls that occur inside your home as well as outside of it? Is there coverage for emergency care if your pet needs surgery to repair damage caused by an accident? Are prescription medications covered too? These questions are important because they will determine what type of coverage you'll receive with each provider. 

2. Claim process - How long does it take to file a claim after an incident has occurred? How much paperwork is involved on the part of the owner and veterinarian? Some providers require extensive documentation, while others require only a brief explanation of the injury or illness. 

3. Cost - Do you want monthly payments or one lump sum up front? One company might charge $30 per month, while another charges $30 per year.